A re you looking to optimize your retirement savings options now to maximize your income later on? It's easier said than done ...

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of ...

One of the biggest mistakes to avoid is withdrawing money early. If you take money out of your IRA before the age of 59 ½ — ...

Gold has badly outperformed equities this year, and holing the precious yellow metal in a tax-deferred retirement account has ...

Learn about SIMPLE IRA plans, including contribution limits, how they compare to Roth IRAs, and the benefits SIMPLE IRAs ...

Individual retirement accounts (IRAs) are tax-advantaged retirement savings vehicles that you can set up yourself. Traditional, SEP, and SIMPLE (the only employer-established one) IRAs let you ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.

Many people use individual retirement accounts — more commonly known as IRAs — to save up money for their non-working years. Investing in an IRA is an effective way to make sure you're setting ...

plan or individual retirement account without planning for future taxes. Those pre-tax funds, however, can be handy in some cases, experts say. Often, investors roll pre-tax 401(k) accounts into ...

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and ...