A subprime auto loan is a type of loan used to finance a car purchase offered to people with low credit scores or limited credit histories.

Even affordable new and used cars are relatively expensive. While the best way to purchase a car is to pay for it in one lump sum, going this route is often not possible for many shoppers. To make the ...

Investopedia found First Tech FCU to be the best used car loan lender thanks to its flexible terms and lenient qualifications ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan ...

Just over 14% of consumers have a poor credit score, defined as below 580, according to Experian data from 2025. A low credit score typically means less favorable terms on a car loan (and most other ...

Keep the car you love with auto lease buyout financing Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Written by Insurance ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

Review your credit report, know your credit score and, yes, freeze your credit before stepping on a car dealer's lot. Dealer-arranged financing is convenient but it will limit your options. Typically, ...

Over 20% of new car purchases in Q4 2025 were 84-month financing deals. Consumers are looking to lengthier auto loans to lower monthly car payments, but the combined interest costs drastically ...

Auto refinance rates start below 5% for borrowers with excellent credit, but others might also find competitive rates ...