Water damage is one of the most common — and costly — home repairs. Here's what your policy may not protect against.

Debby has weakened to a post-tropical storm, after making landfall in Florida as a Category 1 hurricane Monday. It's expected to bring more heavy rain and flooding to the Mid-Atlantic and Northeast on ...

Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. A clogged toilet that backs up all over your bathroom. A sump pump breakdown that leaves ...

Homeowners and renters insurance don't cover flood risk. That requires a separate flood insurance policy. Most U.S. residents have flood insurance through FEMA's federal National Flood Insurance ...

Damage from a sudden leak might be covered; flood damage probably won’t be. Homeowners insurance generally covers sudden and accidental water damage. It won’t cover some other causes of water damage, ...

Dealing with Flooding in your home is a task that you must take seriously. Mold and flood damage can be very serious ...

"You can put anything you want in your basement, but don't expect it to be insured for floods," Peter Kochenburger, an insurance expert and visiting law professor at Southern University Law Center, ...