If you're looking to earn card rewards, a sign-up bonus is one of the easiest ways to do it. But you need to read the fine print: The most valuable bonuses require a minimum spend within a certain ...

PHOENIX--(BUSINESS WIRE)--Credit card offers are often packed with appealing benefits, but many of the terms can be confusing or unclear, leading to unexpected expenses and longer debt cycles.

To credit-card companies, it’s not sufficient that customers pay their bills on time every month; they must also avoid a daunting array of borrowing habits that lenders deem risky. Like borrowing.

Courtney Johnston led the CNET Money team and worked closely with the consumer insights data team. Before CNET, she worked as a graduate writing instructor at the University of Indianapolis and ...