Homeowners insurance has traditionally been a background cost of owning a home, but in many markets, it is becoming a defining factor in housing affordability. Recent industry research and real estate ...

Home insurance is getting more expensive in the United States, and insurers are pulling back from some regions as the cost of disasters grows. That trend is stretching the limits of what ordinary ...

Forbes contributors publish independent expert analyses and insights. Writes on housing innovation for sustainability and affordability. As housing faces more climate threats that result in more ...

The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners ...

If you're in an area of low risk, there is a limit to how much you're going to cross-subsidise for someone who is in a high-risk area - that is a circle that's hard to square,' says partner ...