The 401(k) plan, an employer-sponsored retirement plan, has transformed the way businesses and employees approach retirement savings. This plan, named after the section of the tax code that ...

I said something that sounds outrageous at first: put 100% of your 401(k) in one fund. For many savers, the 401(k) is the main nest egg. That is why the choice inside it matters more than almost any ...

Congress has shaken up retirement plans once again, and the changes benefit a wide swath of Americans saving for their golden years through IRAs or employer plans such as 401(k)s. The SECURE Act 2.0 ...

Fall is here, and with it comes a rush of deadlines, budgets and year-end planning. For small-business owners, it’s also the perfect moment to hit pause and ask: Is my retirement plan helping me, or ...

One nice feature of 401(k)s is that they have generous contribution limits, including catch-up limits. In 2026, you'll be forced to make your catch-up Roth-style if your 2025 income is over $145,000.