As a public service, the staff of Credit.com provides this version of the Fair Credit Reporting Act (FCRA), prepared by the Federal Trade Commission.

Can checking your credit score hurt it? Generally, no. Learn about the different methods available to check your score without negatively impacting it.

(Data is simplified; many states have nuanced laws. Check your state’s statutes for precision.) This table is to illustrate differences: e.g., in Texas you worry less about wage garnishment, in New ...

Want to Buy & Forgive Debt Like John Oliver? Not So Fast When John Oliver announced Sunday night that he'd purchased medical debts as a faux collector and forgiven those debts, the Last Week Tonight ...

Take control of your financial health and strengthen your money relationship with practical tips to improve your credit score and set financial goals today. A clear, step-by-step guide on what bad ...

Take control of your financial health and strengthen your money relationship with practical tips to improve your credit score and set financial goals today. A clear, step-by-step guide on what bad ...

Can You Get an Apartment with Bad Credit? You can get an apartment with bad credit, but it may take some strategizing. Apartment applicants with low credit scores can boost their odds by applying with ...

Scam Everlasting? After 25 Years, Debunked Faith Healer Still Preaching Debt Relief If you've ever channel surfed late into the night, you've probably seen Peter Popoff. He's a televangelist who looks ...

Auto Insurance Average Cost of Car Insurance Average Cost of Home Insurance Term Vs. Whole Life Insurance How to Budget for Insurance ...

We explain what to do if you find a hard inquiry on your credit report you don't recognize and how to fix your credit.

The worst has happened--you've gotten served papers for debt. But don't despair. Here are seven steps to defend yourself against a debt collection lawsuit.

Lexington Law Firm has over two decades of experience assisting people with their credit needs. If you've noticed an inaccurate blemish on your credit report, you may be wondering about the pros and ...