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Ironically, this is not because it lacks structure or seriousness, but because it is a classic case of putting the cart before the horse. Let’s start with timing.

Anyone who thinks differently needs to go back to Economics 101. These tariffs are nothing more than an exercise in putting the cart before the horse.

Mr MacCann said it was “cart-before-the-horse lending” made without security, guarantees, independent valuations or the board’s approval, which “beggars belief”.