The 401 (k) and its personal savings counterpart, the Individual Retirement Account, emerged in the 1970s as tools for Americans to build retirement savings. The plans have gradually replaced ...

After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

Learn why homebuyers who need to come up with upfront costs like down payments should consider carefully before using ...

From teenagers to octogenarians, Americans like him are pouring money into Roth accounts, both contributing directly and ...

Starting retirement saving so young can cement good financial habits and allow you investments to grow even more.

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.

Many retirees are watching their 401 (k) and individual retirement account (IRA) balances sink further seemingly daily. Whatever you might think about President Donald Trump's steep tariffs, they're ...

Gold has badly outperformed equities this year, and holing the precious yellow metal in a tax-deferred retirement account has ...

Learn how required minimum distributions (RMDs) affect your traditional IRA balance, how to calculate them and strategies to minimize tax impacts in retirement.

Matt is currently Head of the Coverage Team at The Motley Fool. He has been a full-time Motley Fool employee since 2012 and is a former advisor and analyst for multiple Motley Fool services.