Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here's the latest.

After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

Starting retirement saving so young can cement good financial habits and allow you investments to grow even more.

From teenagers to octogenarians, Americans like him are pouring money into Roth accounts, both contributing directly and ...

Many people use individual retirement accounts — more commonly known as IRAs — to save up money for their non-working years. Investing in an IRA is an effective way to make sure you're setting ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

Matt is currently Head of the Coverage Team at The Motley Fool. He has been a full-time Motley Fool employee since 2012 and is a former advisor and analyst for multiple Motley Fool services.

Gold has badly outperformed equities this year, and holing the precious yellow metal in a tax-deferred retirement account has ...

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and ...

The website can help you find retirement plans including: Defined-benefit pension plans: These guarantee a lifetime monthly payment, such as an annuity, or a lump-sum payment at retirement.

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.

The accounts can be involuntarily rolled over to an individual retirement account (IRA) in your name. That IRA is at least tax-deferred, so you don’t take the tax hit. The bad news is that so ...