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YouTubeOur Rich Journey
The Secret Retirement Account MILLIONAIRES Use (HSA Explained) #investing #shorts
Most people focus only on 401(k)s or IRAs… but they’re missing one of the best retirement accounts out there: the HSA. Here’s why it’s so powerful: 👉🏾 Contributions are tax-deductible 👉🏾 Growth is tax-free 👉🏾 Withdrawals for qualified medical expenses are tax-free 👉🏾 And after age 65, it works like a traditional ...
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Rachel Cruze on Instagram: "Here are the 3 accounts I recommend: 1️⃣ A checking account for everyday spending and bills. 2️⃣ An emergency fund: start with $1,000 while you’re paying off debt, then grow it to 3–6 months of expenses in a high-yield savings account. 3️⃣ A separate savings account for things like vacations, a new car, or Christmas, this can be a HYSA too!"
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