If you’ve ever wondered why your Credit Karma score looks NOTHING like the one your lender pulls… this one’s for you 👀👇 Mortgage lenders don’t use Credit Karma scores. We pull FICO 2, 4, and 5 — older, mortgage-specific scoring models that weigh your credit very differently. So yes… your score can swing 20–80 points between apps and what we pull for a home loan. 😅 If you’re planning to buy in the next 12–24 months, get your mortgage scores pulled early. It’s the only way to build a real game
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If you’ve ever wondered why your Credit Karma score looks NOTHING like the one your lender pulls… this one’s for you 👀👇 Mortgage lenders don’t use Credit Karma scores. We pull FICO 2, 4, and 5 — older, mortgage-specific scoring models that weigh your credit very differently. So yes… your score can swing 20–80 points between apps and what we pull for a home loan. 😅 If you’re planning to buy in the next 12–24 months, get your mortgage scores pulled early. It’s the only way to build a real game
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FacebookMandy Phillips, Mortgage Loan Originator
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